FLCU-Florida Credit Union- FCU Visa Credit Cards

Only a few thousand manatees exist in our Florida waterways. These endangered mammals are at an extreme risk from extinction. In 1996 alone, the manatees' population was cut by 20 percent.

Out of all the endangered animals in Florida, the panther has the highest probability of extinction. Only 15 to 30 panthers are living in the state today.

Each year, the Loggerhead Sea Turtles come to nest on the coasts of Florida. Due to over-development, the Loggerheads' nesting areas continue to dwindle, decreasing their chance of survival.

Whether you are in the building stages of your credit history, looking to upgrade your everyday credit card, or have an established credit history, Florida Credit Union has a credit card to fit your needs:

No Annual Fee | No Balance Transfer Fees | No Minimum Finance Charges

Beneficial Enhancements
All of our Visa Standard, Fresh Start, and Student credit cards carry a full line of benefits including:

24 Hour Account Information Access
Travel Services
Discounts on Airfare, Hotels, Auto Rental
Lost Luggage Locator
Auto Trip Routing Service
Emergency Airline Ticketing
Healthcare
Shopping Discounts
Extra Cards for Family Members
CU Rewards Points
Convenient Payment Options

CU Rewards
Earn CU Rewards points with Your Florida Credit Union Visa®. Now more than ever, you'll want to use the Florida Credit Union Visa Credit Card for all your purchases. Every time you do, you'll earn one CU Reward point for every dollar you spend. Redeem your points for quality gifts such as CD players, Golf Clubs, or even travel discounts and free travel.

You'll receive monthly statements showing the points you've accumulated by using your Florida Credit Union Visa. Also, look for CU Rewards gift updates in your monthly Florida Credit Union Visa statements. To redeem your points, simply complete the Award Order Form in the catalog and send it in. Your gift will usually be delivered by UPS or Parcel Post within 4-6 weeks.

Payment Options
Best of all, your new FCU Visa Credit Card gives you flexibility on your monthly payments. You can make your monthly payments by mail or in person at any Florida Credit Union branch. Also, choose your payment schedule to be made on the 9th or 17th day of each month. Want more flexibility? You can choose to have your payment automatically deducted out of your Florida Credit Union account each month in one of three ways:

1. Minimum payment* deducted depending on the credit balance owed.
2. Set dollar amount you choose to pay each month, as long as it meets the minimum payment.*
3. Pay your entire credit balance in full each month.

Pay Online
Convenience at it's best! No more worries about making your payment on time. Save money on stamps and checks. So before you go shopping and find yourself applying for another credit card, call Florida Credit Union, let our loan officers help you choose the right card that will fit all your needs.

Apply online, or stop by the ASKFCU mailbox, and let us know you are interested in a FCU Credit Card. Click here for Cardholder Agreements and disclosures.

†Subject to final review of your financial information. To receive this special nontransferable offer for a new Florida Credit Union account, you must accurately complete, sign, and return the application to the designated address. We will verify your credit status, income, and other information. Based on this we determine the actual credit line on your account (Florida Credit Union Visa Platinum credit lines range from $500 to $25,000) and may issue credit on different terms. We will consider your application for a Florida Credit Union Visa Platinum. You agree that we reserve the right, based upon our evaluation of information furnished by you or others, to open a Florida Credit Union Visa Classic or Preferred account with credit lines that range from $500 to $20,000 with terms stated below if you do not qualify for the Florida Credit Union Visa Platinum, or not to open any account. We may exclude existing card members from this offer. You agree to be bound by the Card Member Agreement mailed with your card.

*Your APRs may increase if you default under any Card Agreement that you have with us for any of the following reasons: we do not receive at least the minimum payment due by the date and time due, you exceed your credit line, or you make a payment to us that is not honored.