Florida Credit Union offers the area's lowest rates.
Since Credit Unions are "not-for-profit" financial institutions, all profits are returned to the membership in the form of higher dividends on savings, lower loan rates, and additional low cost services.
Apply Now for a:
|
Our Member Service Specialists are available to answer your questions until 8 p.m. weekdays,
5 p.m. Saturdays.
Or, stop by or call us at 1-800-284-1144
|
Current Rates |
|
|
Auto Loan
Home Equity Loan
Mortgage
We offer great rates and terms.
Rates change daily.
Call for current rates.
1-800-284-1144
Our Call Center is open
9 - 8 M-F, 9 - 5 Sat.
|
*Rates subject to change, call for current rates and specials. From time to time the credit union may offer rate specials on deposit products. These are offered for a limited time and are for new money only. In some cases, existing accounts may be eligible for special rates but the account balance must meet minimum balance requirements and at least $10,000 must be deposited from an account other than an FCU account. Rates, terms and conditions are disclosed on the Truth in Savings Disclosure. This web page does not fully represent the terms, conditions, or product line of Florida Credit Union.
Rates Effective November 18,, 2008 and subject to change.
For current rate information, please call 1-800-284-1144
Savings, Money Market, and Checking Account Rates
Interest/Dividend Computation is based on your Average Daily Balance |
| Savings |
| |
Minimum
Deposit |
Min. Balance
to earn Interest |
Interest
Rate |
APY |
Compound
Period |
Main Savings |
$5.00 |
$500.00 |
.35% |
.35% |
Quarterly |
Special Savings |
.01 |
$500.00 |
.35% |
.35% |
Quarterly |
Youth Savings |
.01 |
.01 |
.35% |
.35% |
Quarterly |
Holiday/ Vacation Club Savings |
.01 |
.01 |
.35% |
.35% |
Quarterly |
| |
| Money Market Accounts |
| |
Min. Balance
to earn Interest |
Interest
Rate |
APY |
Compound
Period |
| Money Market |
$2,500 -9,999.99
|
.25%
|
.25%
|
Monthly |
| |
$10,000 -24,999.99
|
1.75%
|
1.76%
|
Monthly |
| |
$25,000 -39,999.99
|
2.00%
|
2.02% |
Monthly |
| |
$40,000 -99,999
|
2.25%
|
2.27% |
Monthly |
| |
$100,000-249,999
|
2.75%
|
2.78%
|
Monthly |
| |
$250,000-999,999
|
3.00%
|
3.04% |
Monthly |
| |
$1,000,000-$2,499,99 |
3.25%
|
3.30%
|
Monthly |
| |
$2,500,000 + |
3.25% |
3.30% |
Monthly |
| |
|
|
|
|
| Money Account $50,000 |
$50,000-99,999
|
2.25%
|
2.27%
|
Monthly |
| |
$100,000-249,999
|
2.75%
|
2.78%
|
Monthly |
| |
$250,000-999,999
|
3.00%
|
3.04%
|
Monthly |
| |
$1,000,000-$2,499,99
|
3.25%
|
3.30%
|
Monthly |
| |
$2,500,000 + |
3.25% |
3.30% |
Monthly |
| |
|
|
|
|
| Money Account $65,000 |
$65,000-99,999
|
2.25%
|
2.27%
|
Monthly |
| |
$100,000-249,999
|
2.75%
|
2.78%
|
Monthly |
| |
$250,000-999,999
|
3.00%
|
3.04%
|
Monthly |
| |
$1,000,000-$2,499,99
|
3.25%
|
3.30%
|
Monthly |
| |
$2,500,000 + |
3.25% |
3.30% |
Monthly |
| |
|
|
|
|
| Checking |
| |
Minimum
Deposit |
Min. Balance
to earn Interest |
Interest
Rate |
APY |
Compound
Period |
| Checking |
| |
.01 |
n/a |
n/a |
n/a |
n/a |
| Checking Plus |
| |
$1,000.00 |
$1,000.00 |
.10% |
.10% |
Monthly |
| Super Checking |
| |
$2,500.00 |
$2,500.00 |
.25% |
.25% |
Monthly |
| Money Market Checking |
| |
$10,000 |
$10,000 |
.50 |
.50% |
Monthly |
| Pinnacle Checking |
| |
$25,000 |
$25,000 |
.60% |
.60% |
Monthly |
| Senior Checking |
| |
.01 |
N/A |
N/A |
N/A |
N/A |
| |
| Business Checking |
| |
Minimum
Deposit |
Min. Balance
to earn Interest |
Interest
Rate |
APY |
Compound
Period |
| Business Value Checking |
| |
.01 |
N/A |
N/A |
N/A |
N/A |
| Business Plus Checking |
| |
$5,000.00 |
$5,000.00 |
.55% |
.55% |
Monthly |
| Business Silver Checking |
| |
$25,000.00 |
$25,000.00 |
1.50% |
1.51% |
Monthly |
| Business Money Market |
| |
$2,500.00-9,999.99
|
.75%
|
.75%
|
Monthly |
| |
$10,000-24,999.99 |
2.25%
|
2.27%
|
Monthly |
| |
$25,000-39,999.99
|
2.50%
|
2.53%
|
Monthly |
| |
$40,000-49,999.99
|
2.75% |
2.78%
|
Monthly |
| |
$50,000.00-64,999.99 |
2.75%
|
2.78%
|
Monthly |
| |
$65,000-99,999
|
2.75%
|
2.78% |
Monthly |
| |
$100,000-249,999 |
3.25% |
3.30% |
Monthly |
| |
$250,000-999,999 |
3.50%
|
3.56% |
Monthly |
| |
$1,000,000-$2,499,99
|
3.75%
|
3.82%
|
Monthly |
| |
$2,500,000 + |
3.75% |
3.82% |
Monthly |
Rates Effective November 18, 2008 and subject to change.
For current rate information, please call 1-800-284-1144
Certificate Account & IRA Rates
Interest/Dividend Computation is based on your Daily Balance. Compounded Quarterly. |
| Certificate/IRA Term |
| |
Regular Certificate Accounts |
Jumbo CD Accounts
($50,000 minimum required) |
|
Annual Percentage Rate |
Minimum Deposit |
Annual Percentage Yield |
6-11 Month |
1.75% |
$1,000.00 |
1.91% |
11 Month Special |
3.75% |
$10,000.00 |
3.80% |
12-17 Month |
2.25% |
$2,000.00 |
2.42% |
18-23 Month |
2.25% |
$2,000.00 |
2.42% |
| 24-29 Month |
2.25% |
$2,000.00 |
2.42% |
25 Month Special |
4.00% |
$10,000.00 |
4.06% |
30-35 Month |
2.25% |
$2,000.00 |
2.42% |
36-47 Month |
2.50% |
$2,000.00 |
2.68% |
| 48-59 Month |
2.75% |
$2,000.00 |
2.93% |
60 Month |
3.00% |
$2,000.00 |
3.19% |
|
Accounts
