|
Fee-Free Banking is nothing new at FCU:
Free Bill Payer, Free ATMS, ATM Rebates, Free Online Banking and more! And as long as you have a certain amount on deposit, many of our services below are free! If you have any questions, please drop us a line by email.
Account Services
Loan Services
General Services
Business Services
Online fee schedule takes precedence over printed fee schedules.
Fee Schedule
Truth in Savings Disclosure |
As of February 1, 2010 |
| Account Services |
|
| ATM Card Replacement |
$5.00 |
ATM Usage Fee
(Unlimited with $2,500 on deposit) |
8 free, $1.00 thereafter |
| Below Minimum Balance Fee |
$5.00 |
| Bill Pay Fee |
No charge with usage |
| Bounce Free Protection |
$45.00 |
| Chargeback Fee |
$10.00 |
Check Card Replacement
(Damaged or Stolen) |
$10.00 |
| Check Card Replacement (Lost) |
$25.00 |
Check Cashing Fee
(No charge with $1,000 on deposit or loan) |
$3.00 |
| Non-Member Check Cashing Fee |
$5.00 per check |
Check Copies
(Free through Online Banking) |
$5.00 each |
| Check Printing |
$15.00 -$75.00 |
| Early Closing Fee (if closed within 6 months) |
$17.50 |
Excessive Savings Withdrawal Fee
(No charge with $1,000 on deposit) |
2 free, $2.00 thereafter |
| Inactive Account Fee |
$15.00/month |
| Inactive Checking Fee |
$15.00/month |
| Lifeline Banking Service Fee |
$10.00/month |
| NSF Chargeback Fee |
$35.00 |
| NSF Fee (Insufficient Funds) |
$35.00 |
| Research/Account Assistance |
$50.00/hour |
| Sales Draft Copy |
$5.00/item |
| Starter Checks |
No Charge |
| Stop Payments |
$30.00 |
| Temporary Checks |
$.50 per check |
| Transfer Fee (Free with Online Banking) |
$3.00 |
| |
|
| Loan Services |
|
| Credit Card Replacement (Damaged or Stolen) |
$10.00 |
| Credit Card Replacement (Lost) |
$25.00 |
| Loan Late Charges |
20% of interest due with $35.00 minimum |
| Loan Processing Fee |
$25.00 |
| Over Credit Limit Charge |
$30.00/item |
| Payoff Processing Fee |
$30.00 |
| Satisfaction of Mortgage |
$30.00 |
| Subordination Agreement |
$150.00 |
| VISA Late Charges |
20% of interest due with $35.00 minimum |
| Mortgage Skip Payment Fee |
$50.00 |
| Consumer Loan Skip Payment Fee |
$25.00 |
| |
|
| General Services |
|
| Bad Address Fee |
$15.00/month |
| Cash Advance Fees |
2% of Cash Advance |
| Cashiers Check |
$5.00 |
| Coin Processing Fee |
7% of amount processed |
| Checks by Phone |
$10.00 |
| Payments Via Debit or Credit Card |
5%, $25 minimum |
| Deposit Verification |
$5.00 |
| Foreign Item Collection Fee |
$5.00 |
| Garnishments, Levies |
$100.00 |
| History Printout |
$5.00/page |
| Wire Transfer, Incoming |
$10.00 |
| Wire Transfer, International |
$50.00 |
| Key Deposit |
$3.00 |
| Membership Fee |
$15.00 |
| Money Orders |
$5.00/item, max 5 per month |
| Notary |
$5.00 |
| Wire Transfer, Outgoing after 2:00 pm |
$25.00 |
| Wire Transfer, Outgoing |
$20.00 |
| Photocopies |
$1.50/page |
| POS Transactions |
No Charge |
| Replacement Check Fee |
$10.00 |
| Safe Deposit Boxes |
$35.00 - 3 X 5
$45.00 - 5 X 5
$55.00 - 3 X 10
$70.00 - 5 X 10
$90.00 - 10 X 10 |
| Statement Copies (Free through Online Banking) |
$5.00/page |
| Telephone Transaction Request |
$3.00 |
| Travelers Checks |
1 percent |
| Wire Trace |
$25.00 |
| |
|
| Business Services |
|
| Check/Withdrawals |
1000 free, $.05 thereafter |
| Checking Minimum Balance Fee |
$15 under $500 |
| |
$10 under $1,200 |
| Coin Request |
$.10/roll |
| Currency Request |
$.40/strap |
| Deposit Carriers |
10 free, $.25 thereafter |
| Deposits |
1000 free, $.10 thereafter |
| Item Processing |
1000 free, $.05 thereafter |
| Night Deposit Key |
2 free, $5.00 thereafter |
| Return Check Fee |
$10.00/check |
| Strapped Cash Deposits |
$.50 each |
*subject to change at any time.
|
Accounts
