FLCU-Florida Credit Union- Checking

Florida Credit Union knows that your checking account is your most important money management tool, so we've filled ours with free services that can save you time and simplify your life.

You work hard for your money, and we don't think you should have to pay a bank to keep it. That's why Florida Credit Union offers a variety of checking options- a unique combination of the checking services you need with an easy way to avoid fees you don't need.

Ready to make the switch from your current financial institution? Click here for an easy kit to get started!

All FCU Checking Accounts come with:
• Bounce-Free Protection¹
• ATM Rebates²
• Free Overdraft Protection Loan³
• Free VISA® Debit Card with rewards!
• Free Internet and phone Banking
• Free Online Bill Payer
• Free First Box of Checks
• Free Credit Report with Free Analysis

FCU members who have BOTH a Florida Credit Union credit card and a Florida Credit Union debit card will earn CU Rewards points on all signature-based debit card transactions in addition to the credit card transactions. That’s right, when you use your debit card to purchase goods or services, you can receive points. Click Here for more information about Debit Rewards.

Checkbook Balancing Tools

¹Continued enrollment subject to approval, and subject to change. A $43 charge per bounced check or overdrawal at an ATM and/or point-of-sale will apply. ²Offer good on all Florida Credit Union Checking and Savings accounts. Must submit receipts within 90 days of surcharge for rebate to be processed.FCU transaction fees may apply. Refer to the FCU fee schedule for additional information. ³For qualifying members.

Open a checking account | Reorder Checks | View current rates | Make the Switch!

Checking with Bounce-Free Protection!

Now is the time to open a Florida Credit Union Checking Account with Bounce-Free Protection!

• Generous Bounce-Free Protection is available for qualifying members*

• No monthly fee on checking accounts

• No per check charge

If your paycheck doesn't post, or even if you forgot to write a transaction in your ledger, you have Bounce-Free Protection by your side. Already have a Florida Credit Union checking account? Sign up for direct deposit through your FCU account, and you're automatically enrolled in Bounce-Free Protection.

What is Bounce-Free Protection?

Your paycheck arrived late - why should you be punished?

Avoid multiple fees and embarrassment with bounce-free checking options* from Florida Credit Union. All FCU checking accounts are eligible* for this valuable protection. As a courtesy to our members, if you accidentally overdraw your account, Florida Credit Union will pay your checks**, so you won't have to worry about checks being returned.

FCU will process your check as if there were available funds! The person or business you wrote the check to will never know there weren't available funds. Avoid sky-high fees and embarrassment. Take advantage of Bounce-Free Protection today when you open a Florida Credit Union checking account.

Call your local office today for additional information.

*Continued enrollment subject to approval, and subject to change. Opt-out options available. A $43 charge per bounced check or overdrawal at an ATM and/or point-of-sale will apply.
** For qualifying members. Up to your bounce-free limit of $1000 ($500 if under 23 years of age). (Begins January 1, 2006).